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India preparing whitelist of legal loan and finance apps, will ban others soon !!

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Illegal loan apps are flooding the Google Play store and Apple App store. Incidents of harassment by loan app agents have witnessed a significant rise in the last several months. Recently, a couple reportedly died by suicide after loan app agents harassed them. The Indian government has announced taking strict measures to crack down on these illegal/unauthentic loan apps in the country.


These illegal loan apps offer loans to customers without any credit score and with poor savings and later use unethical means to collect their money back. To recall, just a few months ago, Google blocked over 2000 unethical lending apps in India.

On Friday, the Finance ministry expressed concerns over the increasing number of illegal loan apps on the Google Play store and Apple app store. The ministry announced that the Reserve Bank of India (RBI) will prepare a “whitelist” of all legal apps and the IT ministry will ensure that only the ones on the whitelist are available on the Google Play store and Apple App store. “RBI will prepare a “Whitelist” of all the legal Apps and MeitY will ensure that only these “Whitelist” Apps are hosted on App Stores,” PBI noted in its official press release.

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